We are here to make your financial goals a reality while improving your financial wellbeing.

We will make the complex easy and jargon understandable. We will give you confidence and peace of mind that your financial plans are in place and on track.

We adhere to the highest standards and you can expect us to work hard on your behalf with passion, care and fun in everything we do.



Director and Financial Planner

Well-rounded and entrepreneurial, Iain has over two decades of experience in the financial services industry, specialising in helping a broad range of clients grow using every financial channel available. Iain works with clients initially to create the best financial strategy to achieve success and then every step of the way as he delivers results. His happiness comes when helping clients stop worrying about money or their future. None of us should allow money to affect our mental wellbeing. Iain loves his bike or a round of golf, and loves spending time with his wife and young energetic daughter who keeps him young.


Director and Financial Planner

Danny has over 25 years in financial services industry during which he has held senior roles with one of the UK’s leading Pension and Investment houses and held specialised Financial Advisory Roles.

He avoids jargon and ensures communication in all forms is easy to grasp. Being able to discuss and understanding client’s financial goals and worries requires an open approach, which is Danny’s style.The industry has the ability to confuse and scare clients, so time is taken to ensure a clear plan is always understood.

Danny lives with his wife Jo and the two bosses of the house the retriever “Ruby” and working cocker “Luna”. He loves walking the dogs along the east coast beaches followed by some socialising in a local hostelry, he is regularly seen swimming in the sea in Portobello which is a morning wake up call.
He likes all sport, whether live or on the television, is a season ticket holder for a local football team and likes travelling abroad to watch any sporting events.

Danny’s Bucket List
• Travel through India from the North to the South experiencing more of the wonderful country (during cricket season would be perfect timing);
• To be an amazing grandad (when it happens, no pressure);
• To climb over 100 Munro’s.  

Danny’s Goals
• To keep a young mindset by always trying new things in life, enjoy life no matter what;
• To actually one day get down to his ideal weight;
• To always be there for his family and friends whatever their needs.




Director and Financial Planner

Daryl has over 20 years’ experience in the financial services industry during which time he has held executive roles with one of the UK’s leading Pensions and Investment houses, working with clients in Edinburgh and London.

He specialises in a life goals-based approach to financial planning where he builds trusted relationships with clients to understand their life’s ambitions. He then develops specific solutions that allow clients and their families to reach their financial aspirations with clarity and confidence.

Daryl lives with his partner Jill who is a renowned Life and Wellbeing coach and their two boys. He loves socialising with family and friends, playing, coaching and watching football, attempting to play golf, getting into cycling and playing the drums.

Daryl’s Bucket List

• Build my own ‘Grand Designs’ home…If this was in the sun even better!

• I love travelling and discovering new places home and abroad. As the boy’s grow older, I want to pick up the pace again and explore India, Japan, Russia, Iceland, South Africa and the North Coast 500 – camper van style!

• Go on tour with the Tartan Army at the next World Cup… or any World Cup!

Daryl’s Goals

• I aspire to lead a healthy, active lifestyle with a positive mindset that allows me to increase my life experiences while supporting my family, friends and the community.

• Help my boys to try as many different things as they can and encourage them to say YES to any opportunities to find their passion in life.

• Take my own advice and say YES to more things in my 40s and 50s.

• Keep my role at Seed fresh and the business relevant in an ever-changing world for it to fulfil its potential. The goal is to look after our clients and their families, helping them to reach their goals and dreams.