WHAT WE DO

Just as no two trees are the same, everyone’s financial plan looks different.
So whatever stage you are at, we can help. We will work with you to understand your personal goals, map a financial path and guide you along the way.

WE OFFER ADVICE ACROSS:

pensions

PENSIONS &
RETIREMENT PLANNING

Pensions will play a big part in your life whatever stage you are at. We will put long term plans in place, working towards your retirement goals and managing your income in retirement.

savings

INVESTMENTS
& SAVINGS

Whether it is transferring a regular saving into an ISA or a lump sum investment we will ensure that it is invested to secure you the growth to achieve your financial goals.

family

FAMILY & BUSINESS
PROTECTION

We know the financial consequences that can arise from uninsured events. For the worst events in life we will work with you to put cover in place to make sure you and your family are protected.

mortgage

ALL MORTGAGE
TYPES

Whether new, old or product transfer getting a mortgage is one of the biggest financial decisions you’ll make, so it’s important to get it right. We assess the whole
of market, and put in the place, the most suitable mortgage product for you.

tax

TAX & ESTATE
PLANNING

Tax planning is essential for anyone with assets. We help our clients put in place strategies to ensure their money reaches the people they want it to go to and minimises the amount paid in inheritance taxes.

equity

LIFETIME
MORTGAGES

If you are over the age of 55 and a homeowner, equity release could be a good option to safely access tax-free cash and remain living in your home. We’ll assess the whole of market, detail the benefits, as well as the potential downsides in a way that you can understand and evaluate whether this strategy is the best for your personal circumstances.

Investments can go down as well as up, you may not get back the original capital invested.
As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments.
A lifetime mortgage will be secured against your home.